Die with Zero: Getting All You Can from Your Money and Your Life
- Downloads：1221
- Type：Epub+TxT+PDF+Mobi
- Create Date：2023-01-20 00:21:29
- Update Date：2025-09-07
- Status：finish
- Author：Bill Perkins
- ISBN：0358567092
- Environment：PC/Android/iPhone/iPad/Kindle
Reviews
Darnell
，
It'd be easy to snarkily summarize this as "Convince the richest in society to live it up。" The book is a little more sophisticated than that and it did have some useful bits that couldn't be surmised from the chapter titles。 That said， it really stretches out its premise and it doesn't apply to people in the lower 95% of society。This book could be life changing for someone who hasn't thought about these ideas or isn't inclined to analytical thinking。 There are a lot of other people for whom thi It'd be easy to snarkily summarize this as "Convince the richest in society to live it up。" The book is a little more sophisticated than that and it did have some useful bits that couldn't be surmised from the chapter titles。 That said， it really stretches out its premise and it doesn't apply to people in the lower 95% of society。This book could be life changing for someone who hasn't thought about these ideas or isn't inclined to analytical thinking。 There are a lot of other people for whom this would be repetitive， but I'm not sure that's avoidable in a topic like this。 。。。more
Jill Lamond
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Am interesting read even though the author is talking about the American system so does not always cross over to UK。 For instance he talks about care insurance， apparently not a product available here。 However the general premise of enjoying life while you are able to and not continuing to save when you will not be able to spend is a good one！
Oleg
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The book talks about maximizing your satisfaction with life by shifting your spend into earlier years when you have more health to enjoy experiences and hopefully enjoying the memories of these experience for a longer time （since one had them early）。 It has some interesting ideas underlying the core thesis but suffers from 2 flaws: A） it is too long and would have been a great magazine article and，B） it does not have enough practical references for actual financial planning of one's accumulation The book talks about maximizing your satisfaction with life by shifting your spend into earlier years when you have more health to enjoy experiences and hopefully enjoying the memories of these experience for a longer time （since one had them early）。 It has some interesting ideas underlying the core thesis but suffers from 2 flaws: A） it is too long and would have been a great magazine article and，B） it does not have enough practical references for actual financial planning of one's accumulation and decumulation （I do not count "see an advisor" as a practical advice）。 Use the 80/20 rule and read multiple summaries of the book online to save time。 。。。more
Colin Bryan
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Some interesting takeaways in this one that change your perspective。 The biggest two for me were be intentional about why you do things and be aware of the time you have on Earth to do the things you want to do
Edward McRorie
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The book was ok， I had a hard time wanting to finish it and staying engaged。
Megan Porter
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There are a lot of good reminders in this book as well as several things I didn’t really align with
Paige
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As someone very interested in FIRE， I loved this book as a slight twist on the idea。 It challenged a lot of my assumptions about how and when to retire， and I appreciate any and all reminders about living life to the fullest and optimizing for maximum enjoyment。
Victoria
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The main takeaway from the book is great - however， I understood that point after the first 20 minutes。 Afterwards it was very repetitive。
Teodora Siman
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Loved the concept of this book！ Great to make sure you are optimizing your life for experiences and using money as a tool， rather than accumulating money and then taking it to the grave。 However， the writing left a lot to be desired。 I felt like a lot of the ideas were repeated over and over again。 It could have probably been 50-100 pages shorter。
Amy
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Interesting perspective。 I get like the book was very repetitive。 The part I did like was about time， money， and health。。and the importance of making memories and living。
Jill Sompel
，
Only read half。。 on my list to-reread。 I got so much out of even only reading half。 And also listening to podcasts with Perkins。 I love the idea of not delaying things and not putting all your eggs in the future， which may not exist！ This has already changed the way I am living now in my mid 30s。 There’s a lake or a river to jump in？ I’m getting in。 There’s a trip I can go on？ Sign me up。 Do the things while you can！
Jessica Kristin
，
The writing is so-so， but the message is critically important！ What a paradigm shift this book was for me。 I grew up poor and struggle with scarcity mindset still today， despite the fact I am financially well off。 This book turned around my view on why we earn money and how we can live a life consistent with our values and goals instead of just working until we die because we scared of not having enough。 Highly recommended to those who struggle with a scarcity mindset around money。
Deborah
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Interesting way of examining our relationships with money and how to spend it after so much effort to save it。 The author assumes that physical and mental deterioration is inevitable for everyone over 65， which hasn't been my experience。 The book focuses more on the pre-retirement years but also has value for retirees trying to figure out the "decumulation years。" Somewhat repetitive but still useful and engaging。 Interesting way of examining our relationships with money and how to spend it after so much effort to save it。 The author assumes that physical and mental deterioration is inevitable for everyone over 65， which hasn't been my experience。 The book focuses more on the pre-retirement years but also has value for retirees trying to figure out the "decumulation years。" Somewhat repetitive but still useful and engaging。 。。。more
Bethany
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Love this perspective， and I will be recommending this book to others
Annie
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Thought provoking in when and how to use the wealth you’ve worked so hard for。 Make sure you take time to use it in the years you can actually enjoy it。 So who’s ready to take a trip？？
Drena Hollingsworth Brouillard
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No fluff。 To the point。 Love his concepts and that he didn't waste a bunch of time with endless real world scenarios。 No fluff。 To the point。 Love his concepts and that he didn't waste a bunch of time with endless real world scenarios。 。。。more
Clau P
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Mi libro favorito de no ficción。 Me encantó la filosofía del autor， tiene ejemplos claros para poner en práctica lo que menciona， explica con datos y no sólo es cuestión de lo que cree/piensa/siente。
Nicole Brockwell
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DNF … I listened to about 10% of this book。 I found it to uninteresting to continue。 The author drops the f word early on。 I’m also on the fence about this concept to begin with but he was making some possibly interesting points until he wasn’t。 This is not for me。 I’m not counting in my annual totals。 I did not finish。 DNFListened on scribdJanuary 2023
MK
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This could have been a TED talk。
Maria Isabel
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The book is worth reading as it opens one’s mind to interesting ideas about how to act up your resources during your lifetime but it would be best if written as an article， or in a much shorter version， as most of it is a repetition of the main theme in different songs
Michelle Kaiser
，
I didn’t agree with everything he said or his tone， but the content and ideas were thought-provoking and have given me lots to talk about
Chiyoka
，
I think that ‘DIE WITH ZERO’ is a very good concept but I do not completely agree with the author’s idea of money and how you should spend it。 To be honest， I could not really understand some of the things he tris to tell on the book。Throughout the book， this strange feeling of disagreement kept nudging me。 It might be coming from the discomfort you feel when you think about your own death， or it might be because of how he wrote and how he reasoned his points。 I agree with his point but I don’t I think that ‘DIE WITH ZERO’ is a very good concept but I do not completely agree with the author’s idea of money and how you should spend it。 To be honest， I could not really understand some of the things he tris to tell on the book。Throughout the book， this strange feeling of disagreement kept nudging me。 It might be coming from the discomfort you feel when you think about your own death， or it might be because of how he wrote and how he reasoned his points。 I agree with his point but I don’t agree with his reasoning。 Moreover， there are a little too much about the authors life which is not really serving to help his argument。 Overall， it felt like that the author is trying a little too hard to persuade readers。 I could have digested his idea more easily if he had left a little space for questioning his own idea and include people of more diverse income range。 。。。more
Wendy Zhou
，
Good ideas to balance FIRE mindsets that make you reflect on what experiences you want out of your life and WHEN to best have them。 Not all experiences are best saved for last， some experiences are best experienced while young
Jorge Rocha
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Bueno， tomar experiencias， vivir en el presente y pensar en uno y en los demás， en los tiempo venideros si desperdiciar nuestros mejores años。 Esta platicadito。 Cool。
Colin
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Good argument for prioritizing your money for when you can enjoy it and internalizing they cycle of aging。 Probably only applies to the top 10% of society that actually saves too much for retirement， but interesting thought experiments for anyone
Britton
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As a financial planner， I really like the challenge the author poses to the traditional way of thinking of “leave as much to my kids as possible”。 I see overly conservative clients that underspend all the time。 This isn’t a four or five star book though because the thesis is quite basic and much of the rest of the book seems like superfluous supporting stories。
George
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Gave up on this 20% of the way in because it was so trite and repetitive - just the same extremely simple advice repeated over and over again。 Judging by the other reviews on here， I didn't miss much in the other 80%。Don't waste your time。 Gave up on this 20% of the way in because it was so trite and repetitive - just the same extremely simple advice repeated over and over again。 Judging by the other reviews on here， I didn't miss much in the other 80%。Don't waste your time。 。。。more
Tommie Haag
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Logic philosophy that I am trying to strive after。 It kind of mirrors my thoughts on the subject - now I have words to express that too。Might have gone a bit too deep into the technical details （who will make use of that， really？） and perhaps a bit too America-centric - but not so much that the thinking is void outside of the United States。Definitely worth reading。 Especially for those who are saving too much money and experiencing life too little。
Kristina
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Some interesting ideas about retirement and what to do before retirement。
Suzanne Tanner
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